Subrogation

Malayan Insurance vs. Court of Appeals [September 26, 1988]

Leave a Comment / Case Digests, Commercial Law, Insurance Law /

In this case, Sio Choy’s jeep, insured by Malayan Insurance for own damage and third-party liability, collided with a bus, causing injuries to passenger Vallejos. The Supreme Court ruled that both the insured (Sio Choy) and the insurer (Malayan Insurance) are solidarily liable to the victim, with the insurer entitled to reimbursement from the negligent third party’s employer, San Leon Rice Mill, Inc., through subrogation.

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Pioneer Insurance vs. Court of Appeals [July 28, 1989]

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In this case, Pioneer Insurance paid a bond for Jacob Lim’s aircraft purchase and sought reimbursement from Lim and his co-indemnitors. However, since Pioneer had already recovered the amount from its reinsurer, the Supreme Court ruled that only the reinsurer could claim subrogation rights, dismissing Pioneer’s case.

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Keppel Cebu Shipyard vs. Pioneer Insurance [September 18, 2012]

1 Comment / Case Digests, Civil Law, Commercial Law, Insurance Law, Law on Obligations and Contracts, Torts and Damages /

In Keppel Cebu Shipyard v. Pioneer Insurance, the Supreme Court found both Keppel and WG&A equally negligent for a fire on M/V Superferry 3. The Court upheld the validity of a contract clause limiting Keppel’s liability to ₱50 million, emphasizing that contracts of adhesion are enforceable unless the weaker party is deprived of the opportunity to bargain on equal footing.

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Keppel Cebu Shipyard vs. Pioneer Insurance [September 25, 2009]

1 Comment / Case Digests, Civil Law, Commercial Law, Insurance Law, Torts and Damages /

In Keppel Cebu Shipyard v. Pioneer Insurance, the Supreme Court held both Keppel and WG&A equally negligent for a fire on M/V Superferry 3. The Court upheld a contract clause limiting Keppel’s liability to ₱50 million, emphasizing that such limitations are valid if both parties had the opportunity to negotiate terms.

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