Misrepresentation

Roman Catholic Church vs. Pante [April 11, 2012]

In Roman Catholic Church vs. Pante, the Supreme Court of the Philippines ruled that the Church’s sale of a property to Pante was valid, as there was no misrepresentation to invalidate the contract. The Court emphasized that actual occupancy was not a necessary qualification for the sale, and Pante’s use of the lot as a passageway constituted possession in good faith.

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Tan vs. Court of Appeals and The Philippine American Life Insurance Co. [June 29, 1989]

In Tan v. Court of Appeals and The Philippine American Life Insurance Co., the Supreme Court ruled that an insurer can still rescind a policy during the two-year incontestability period, even if the insured is deceased. The case emphasized that misrepresentation by the insured, including failure to disclose health conditions, voids the policy.

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